REFINANCE
There are so many benefits of a refinance!
There are many reasons someone may want to consider refinancing. Some examples of Rate & Term, Cash-Out, or Debt-Consolidation loans are:
- Need funds for home improvements
- Consolidate debt
- Lower your interest rate
- Lower your payment
- Change the length (term) of your loan
- Take cash-out for investments (perhaps more real estate)
- Divorce settlement
- Remove Mortgage Insurance (MI)
- Convert your rate from ARM to fixed
- Pay for a wedding
- And a variety of others
Depending on your needs and your circumstances, we can help you secure one of the following loans:
- FHA (Federal Housing Administration)
- FHA (no-qualifying) Streamline
- VA (Veterans Administration)
- VA-IRRRL--Refinance
- Conforming (Fannie Mae & Freddie Mac)
- Non-conforming (outside the box)
- Jumbo
- Non-QM (Qualified Mortgage) bank statements
- Non-QM low-income documentation
- Asset Depletion calculation loans
- Foreign national loans
- Interest Only
- 1-4 multi-unit financing
- Piggy-back rates (10, 15, 20, 25, 30, and a variety of other terms)
- ARMs (Adjustable Rate Mortgages)
- Interim ARMs (3/1, 5/1, 7/1, 10/1) fixed-term then variable
- Private money loans (hard money)